|
BACKGROUND: Ronald Pierce, Attorney at
Law in Irvine, California responded to
the issue of home inspector's liability
as follows:
"In my opinion, home inspectors would
benefit if they were able to establish
the same limited duties for themselves
as now exist for real
estate brokers in the area of
inspecting and reporting," (as
outlined in the court's 1984
ruling on Easton vs. Strassburger).
Easton vs. Strassburger required real
estate agents to perform a diligent
visual inspection of the normally
accessible areas of a home.
"It remains to be seen whether or not
California courts will hold
independent home inspectors to a higher
standard of expertise than real
estate brokers in making a visual
inspections," Pierce claimsMembers of
the American Institute of Inspectors,
already have a tool that sets a high
standard and still limits liability.
That tool is known to members as the
"Umbrella Philosophy".
In every aspect of operating our
inspection business, we have
first defined what a proper inspection
includes. That definition is detailed
in our Standards of Practice & Code of
Ethics.
The Umbrella Philosophy is simply our
shorthand for remembering to stay within
the guidelines of those Standards. By
staying under the
umbrella of the definition of a reduced
liability inspection each member
diminishes his/her exposure.
EITHER YOU LEARN TO DEAL WITH THE
LIABILITY ISSUE, OR IT WILL DEAL YOU A
DECISIVE BLOW.
Reducing our liability means skillfully
dealing with themost frequently asked
questions about our report -- How to?
and How much?
Without stepping from under the
umbrella.
It also means staying out of the area of
expertise of other professionals such as
the:
-
Termite Inspector
-
City Building Official
-
Appraiser
-
Lender
-
Realtor
And technical fields that may require a
state license like a:
-
Roofer
-
Electrician
-
Heating Contractor
-
Plumber
-
A/C Technician
-
Engineer
-
General Contractor
Until an inspector learns how to provide
a useful report without becoming
technically exhaustive, success will
elude him.
In
addition, the possibility of the
liability monster feasting on his assets
will loom large in his nightmares.
It
is this issue that divides the survivors
from also-rans in the inspection
industry. Either you learn to deal with
the liability issue, or it will deal you
a decisive blow.
It is
the ability to provide a useful report
without becoming a "technical
expert" that is the key to a successful
home inspection career.
-
Much like
the M.D. who is a general
practitioner, a home
inspector should be thorough
enough to identify the need for
a specialist,
(or technical expert), without
becoming one.
Unlike a
doctor, with his years of
required education, a home
inspector simply needs a
complete checklist on which to
compilea summary of the
conditions of the components of
a home.
- The
skills to identify the
components and evaluate the
answers to the checklist
questions are gained with the
Home Study Course and
during the intensive 3 days of
A.I.I. sanctioned training.
- After
completing the 3-Day training
course and passing the final
exam, (consisting of both field
and written parts), a student is
"Certified as a Home Inspector"
by the American Institute of
Inspectors™.
-
Some
might question if three days is
enough training to become an
inspector? It
would not be possible to certify
an inspector as competent in
three days except for the unique
tools developed by the CIT.
Tools like the "Quick
Reference for Home Inspections"
(QR) are taught as a core to the
curriculum. The QR's becomes the
new inspector's ready reference
guide when completing
his/her inspection reports.
With the
right tools, (the 15-page
checklist report form, the QR's, the
Home Inspection Manual,
reference materials, and the
Umbrella Philosophy), a new
inspector's confidence rises
quickly. He/she will soon view
him/herself as a PROFESSIONAL.
-
Becoming a Professional in a
world of mechanics can only be
achieved through strong
leadership in an Association of
peers who have the same vision.
- Join
the members of A.I.I., as we
fulfill our vision of Home
Inspectors becoming true
professionals. It's within
reach, as long as we stay Under
the Umbrella!
For additional
information how you can become a
professional and successful home
inspector, please contact:
Jim
Corbin | 1-360-766-4374 | P.O. Box 7,
Bow, WA, 98232 |
info@inspectiontrainingnw.com
|